Better Care Medical

What is the cheapest individual health insurance plan?

I am young and healthy and need a health insurance plan for myself. Essentially, I just need health insurance in case of a freak accident that will land me in a hospital. Any suggestions? The cheapest so far has been $61 a month. I don't care about deductibles or any of that. Just that it has the lowest monthly fee. Thanks!

Public Comments

1. You'd better care about "deductibles or any of that." Go see an insurance broker that handles individual plans and find out what options you have.
2. The cheapest one, is the one with the least coverage. That $61 a month plan - probably limits your hospital coverage to $10,000, or has a huge deductible. Not caring about the details, is how you end up having massive bills later on, and blaming the insurance company. Take responsibiltiy for yourself. Read the fine print.
3. In my state the cheapest policy is the one with a $15,000 annual deductible. I have that policy and the premiums are $176 a month for a healthy active 50 year old. I don't like having the idea of paying that much but a $5,000 deductible policy is over $400 per month. Banking the difference for 4 healthy years gives me enough savings to cover the higher deductible.